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Home Insurance Costs with Deductible Scenarios in Omaha, NE & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Omaha, NE $146500 $827 $1,138
Florence, NE $265400 $1244 $1,712
King Lake, NE $61700 $533 $734
Boomer, IA $255000 $773 $1,063
LaPlatte I, NE $216800 $1116 $1,535
Carter Lake, IA $99800 $501 $690
Richland VI, NE $124200 $806 $1,109
Bellevue Second II, NE $296200 $1316 $1,811
Chalco, NE $144200 $627 $863
Richland VIII, NE $225600 $1141 $1,570

Impact of Coverage Amount on Home Insurance Cost In Omaha, NE

Coverage Amount Home Insurance Cost ($)
$100,000 $808
$200,000 $2,469
$300,000 $3,166
$400,000 $3,995
$500,000 $5,114
$750,000 to $1000,000 $5,913
Above $1000,000 $6,991


Omaha, NE Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Omaha, NE Average Home Insurance Cost$1,152.27
State Average Home Insurance Cost$1,218
Difference Vs national Average-71.73

Top Homeowners Insurance Companies in Omaha, NE

Insurance Provider Average Homeowners Insurance Cost($)
American Family $2,910
State Farm $2,816
Travelers $2,712
Farmers $2,652

Omaha, NE Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -138 1014
One Claim +104 1256
Two Claims +150 1302