Home Insurance Costs with Deductible Scenarios in Omaha, NE & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Omaha, NE	$146500	$827	$1,138
Florence, NE	$265400	$1244	$1,712
King Lake, NE	$61700	$533	$734
Boomer, IA	$255000	$773	$1,063
LaPlatte I, NE	$216800	$1116	$1,535
Carter Lake, IA	$99800	$501	$690
Richland VI, NE	$124200	$806	$1,109
Bellevue Second II, NE	$296200	$1316	$1,811
Chalco, NE	$144200	$627	$863
Richland VIII, NE	$225600	$1141	$1,570

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Impact of Coverage Amount on Home Insurance Cost In Omaha, NE

Coverage Amount	Home Insurance Cost ($)
$100,000	$808
$200,000	$2,469
$300,000	$3,166
$400,000	$3,995
$500,000	$5,114
$750,000 to $1000,000	$5,913
Above $1000,000	$6,991

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Omaha, NE Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Omaha, NE Average Home Insurance Cost	$1,152.27
State Average Home Insurance Cost	$1,218
Difference Vs national Average	-71.73

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Top Homeowners Insurance Companies in Omaha, NE

Insurance Provider	Average Homeowners Insurance Cost($)
American Family	$2,910
State Farm	$2,816
Travelers	$2,712
Farmers	$2,652

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Omaha, NE Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-138	1014
One Claim	+104	1256
Two Claims	+150	1302

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