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Home Insurance Costs with Deductible Scenarios in Lincoln, NE & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Lincoln, NE $156400 $860 $1,183
South Pass, NE $253900 $1216 $1,673
Malcolm, NE $140500 $868 $1,194
Centerville, NE $310700 $1348 $1,854
Firth, NE $113700 $764 $1,051
Nemaha, NE $165700 $957 $1,317
West Oak, NE $327400 $1383 $1,903
Davey, NE $112500 $759 $1,044
Stockton, NE $356800 $1441 $1,983
Richland, NE $140300 $867 $1,194

Impact of Coverage Amount on Home Insurance Cost In Lincoln, NE

Coverage Amount Home Insurance Cost ($)
$100,000 $687
$200,000 $2,195
$300,000 $3,216
$400,000 $3,849
$500,000 $4,927
$750,000 to $1000,000 $5,697
Above $1000,000 $6,736


Lincoln, NE Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Lincoln, NE Average Home Insurance Cost$1,197.84
State Average Home Insurance Cost$1,218
Difference Vs national Average-26.16

Top Homeowners Insurance Companies in Lincoln, NE

Insurance Provider Average Homeowners Insurance Cost($)
State Farm $2,816
Travelers $2,712
Farmers $2,652
Safeco $2,451

Lincoln, NE Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -168 1030
One Claim +108 1306
Two Claims +168 1366