Home Insurance Costs with Deductible Scenarios in Lincoln, NE & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Lincoln, NE	$156400	$860	$1,183
South Pass, NE	$253900	$1216	$1,673
Malcolm, NE	$140500	$868	$1,194
Centerville, NE	$310700	$1348	$1,854
Firth, NE	$113700	$764	$1,051
Nemaha, NE	$165700	$957	$1,317
West Oak, NE	$327400	$1383	$1,903
Davey, NE	$112500	$759	$1,044
Stockton, NE	$356800	$1441	$1,983
Richland, NE	$140300	$867	$1,194

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Impact of Coverage Amount on Home Insurance Cost In Lincoln, NE

Coverage Amount	Home Insurance Cost ($)
$100,000	$687
$200,000	$2,195
$300,000	$3,216
$400,000	$3,849
$500,000	$4,927
$750,000 to $1000,000	$5,697
Above $1000,000	$6,736

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Lincoln, NE Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Lincoln, NE Average Home Insurance Cost	$1,197.84
State Average Home Insurance Cost	$1,218
Difference Vs national Average	-26.16

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Top Homeowners Insurance Companies in Lincoln, NE

Insurance Provider	Average Homeowners Insurance Cost($)
State Farm	$2,816
Travelers	$2,712
Farmers	$2,652
Safeco	$2,451

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Lincoln, NE Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-168	1030
One Claim	+108	1306
Two Claims	+168	1366

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