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Home Insurance Costs with Deductible Scenarios in Lancaster County, NE & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Lancaster County, NE $162900 $881 $1,213
North Bluff, NE $242800 $1187 $1,633
Oak, NE $308100 $1342 $1,847
Hickman, NE $180000 $1004 $1,382
Yankee Hill, NE $290600 $1303 $1,793
Mill, NE $228000 $1147 $1,579
Denton, NE $296800 $1318 $1,813
Sprague, NE $114600 $768 $1,056
Davey, NE $112500 $759 $1,044
Ceresco, NE $138800 $862 $1,186

Impact of Coverage Amount on Home Insurance Cost In Lancaster County, NE

Coverage Amount Home Insurance Cost ($)
$100,000 $856
$200,000 $2,280
$300,000 $3,139
$400,000 $3,663
$500,000 $4,689
$750,000 to $1000,000 $5,421
Above $1000,000 $6,410


Lancaster County, NE Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Lancaster County, NE Average Home Insurance Cost$1,227.6
State Average Home Insurance Cost$1,218
Difference Vs national Average3.6

Top Homeowners Insurance Companies in Lancaster County, NE

Insurance Provider Average Homeowners Insurance Cost($)
American Family $2,910
Travelers $2,712
Farmers $2,652
Safeco $2,451

Lancaster County, NE Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -172 1056
One Claim +110 1338
Two Claims +172 1399