Home Insurance Costs with Deductible Scenarios in Douglas County, NE & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Douglas County, NE	$155100	$856	$1,178
Richland VII, NE	$211200	$1100	$1,514
Inglewood, NE	$83900	$637	$876
Elkhorn, NE	$302600	$1330	$1,830
Waterloo, NE	$252500	$1212	$1,668
LaPlatte I, NE	$216800	$1116	$1,535
Papillion Second I, NE	$234800	$1166	$1,605
Papillion Second II, NE	$226800	$1144	$1,575
Marble, NE	$235600	$1168	$1,607
Richardson, NE	$111400	$755	$1,038

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Impact of Coverage Amount on Home Insurance Cost In Douglas County, NE

Coverage Amount	Home Insurance Cost ($)
$100,000	$806
$200,000	$2,381
$300,000	$2,987
$400,000	$3,713
$500,000	$4,753
$750,000 to $1000,000	$5,495
Above $1000,000	$6,498

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Douglas County, NE Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Douglas County, NE Average Home Insurance Cost	$1,192.26
State Average Home Insurance Cost	$1,218
Difference Vs national Average	-31.74

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Top Homeowners Insurance Companies in Douglas County, NE

Insurance Provider	Average Homeowners Insurance Cost($)
American Family	$2,910
State Farm	$2,816
Travelers	$2,712
Safeco	$2,451

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Douglas County, NE Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-155	1037
One Claim	+107	1300
Two Claims	+143	1335

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